Protect Your Family. Grow Wealth. Build a Legacy.

We customize IULs, annuities, final expense insurance, mortgage protection, and affordable health coverage to give families and small businesses financial peace of mind!

Welcome to the home of Wealth Builders Insurance Agency, your trusted partner in Life, Health & Wealth Consulting. Build Wealth That Lasts Generations!

For over 24 years, we’ve helped families and entrepreneurs secure their futures with solutions that protect today and build tomorrow. We are based in Charlotte, NC and licensed across the United States. From affordable final expense plans to powerful IULs that grow tax-free, we provide the tools to create security, income, and lasting legacy.

Protecting your children and future generations isn’t just about policies — it’s about creating financial freedom. Our strategies combine life insurance, retirement planning, and wealth-building tools to help you pass down security and opportunity.

Who We Are:

* Licensed Advisors with access to over 30 A+ rated insurance carriers

* Veteran-Owned & Community Driven

* Trusted by families, entrepreneurs, and small businesses

* Committed to transparency, education, and long-term impact

* Advocates for underserved communities and proactive wealth planning

* Active leaders in financial literacy workshops and community events

* Customized Strategies For Each Family!

At Wealth Builders, we don’t just sell policies. We build peace of mind, one legacy at a time!

Indexed Universal Life Insurance (IUL's): A Smart Investment for Your Future

Indexed Universal Life Insurance (IUL) is an innovative financial product that combines the benefits of life insurance with the potential for cash value growth linked to a stock market index. This unique hybrid offers the security of a death benefit while allowing you to accumulate savings that can grow over time, providing financial flexibility for your future.

One of the key advantages of IULs is their growth potential. Unlike traditional whole life policies that offer a fixed cash value growth rate, IULs tie your cash value growth to a specific market index, such as the S&P 500. This means your cash value has the opportunity to grow significantly during market upswings, while also offering a safety net during downturns, as most policies include a guaranteed minimum interest rate. This makes IULs an appealing choice for those looking to balance risk and reward in their financial planning.

In addition to growth, IULs offer flexibility in premium payments and death benefits. You can adjust your contributions and coverage amounts according to your financial situation and goals. This adaptability allows you to tailor your policy to meet changing needs over time, whether you’re planning for retirement, funding education, or managing unexpected expenses.

At Wealth Builders Insurance, we understand the importance of having a versatile financial strategy. Our knowledgeable team is here to help you explore the benefits of Indexed Universal Life Insurance and how it can fit into your overall financial plan. Take control of your financial future and secure your legacy with our customized IUL solutions Today!

Young Black family enjoying time together, representing the importance of life insurance in protecting loved ones and building a secure financial future.
Dart board with a dart hitting the bullseye, symbolizing the precision and targeted financial planning offered by Indexed Universal Life Insurance.
Coins stacking higher with trees growing out of them, symbolizing the growth potential and financial prosperity associated with Indexed Universal Life Insurance.